SMSF residential property loans are about to be banned, here's what you need to know
Published on: 26/06/2026
Parliament passed a tax bill on Thursday (25 June) that bans SMSFs from borrowing to buy residential property.
SMSF Property
We share practical SMSF insights to help you understand the structure, stay compliant, and avoid costly mistakes.

Parliament passed a tax bill on Thursday (25 June) that bans SMSFs from borrowing to buy residential property.

If you hold property inside an SMSF, this question usually comes up at some point: What happens to the property when you retire?

Running an SMSF isn’t just about investments. A big part of it sits behind the scenes.

Borrowing through an SMSF can look straightforward at first.

Setting up an SMSF can look straightforward on the surface.

When it comes to super in Australia, two common options come up.