Negative gearing occurs when your rental income is less than your property expenses (including interest). The resulting loss can be offset against your other income — such as your salary — reducing the total tax you pay. It's a common strategy among Australian property investors, and we help ensure it's applied correctly to your return.

A depreciation schedule prepared by a quantity surveyor allows you to claim the decline in value of your building structure and fixtures as a deduction — even without spending money in the current year. For properties built after 1985, this can be a significant annual deduction. If you don't have one, we can refer you to a trusted quantity surveyor.

CGT applies when you sell an investment property for a gain. If you've held the property for more than 12 months, you're entitled to a 50% CGT discount on the gain. The timing of a sale — particularly near financial year-end — can significantly affect your CGT liability. We advise on this before you commit to a sale where possible.

You should keep all receipts and invoices for property expenses, your rental agreement, bank statements, loan statements, property management statements, and records of any capital improvements. The ATO requires you to keep these for 5 years after lodging — or longer if the property is sold. We can provide a simple record-keeping checklist to make this easy.

Absolutely. We regularly work with investors managing two, five, or more properties across Australia. For larger portfolios, we also review your ownership structure — individual, joint, trust, or company — to ensure it remains tax-efficient as your portfolio grows.

Not at all. While we're based in Sydney, we work with property investors right across Australia. Our process is fully online-friendly — we can handle everything via email, phone, and secure document sharing, so your location is never a barrier to getting your tax done properly.